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Car Insurance Tips for Young Drivers

Financial Services Commission of Ontario

As a young driver, here are a few tips on getting the best rate for you:

  • Take a driver-training course that is recognized by your insurance company.
  • Consider gaining experience as a named occasional driver under the insurance policy of a parent or guardian, rather than as a principal driver of your own vehicle.
  • Premiums for young, occasional drivers are much lower than premiums for young, principal drivers. Ask your insurance company if they offer any student discounts. Some companies give discounts to young drivers with good grades or young drivers who live away from home for part of the year.
  • As a young driver, building a good driving record free of at-fault accidents and driving convictions is the best way to ensure low future premiums.

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